Invesco India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹2174.53(R) +0.01% ₹2324.09(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.11% 5.39% 5.6% 6.41% 6.32%
LumpSum (D) 8.37% 5.78% 6.01% 6.83% 6.81%
SIP (R) -8.81% 5.12% 5.11% 4.83% 5.28%
SIP (D) -8.51% 5.48% 5.49% 5.23% 5.71%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.93 -0.28 0.41 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.85% -2.69% -2.46% - 1.57%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1013.52
0.1400
0.0100%
Invesco India Banking and PSU Fund - Daily IDCW (Reinvestment) 1023.71
0.0000
0.0000%
Invesco India Banking and PSU Fund - Monthly IDCW (Payout / Reinvestment) 1040.4
0.1400
0.0100%
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) 1040.63
0.0000
0.0000%
Invesco India Banking and PSU Fund - Growth Option 2174.53
0.2900
0.0100%
Invesco India Banking and PSU Fund - Direct Plan - Growth Option 2324.09
0.3300
0.0100%

Review Date: 17-01-2025

Invesco India Banking & Psu Debt Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 16 out of 19 funds in the category. The fund has delivered return of 8.11% in 1 year, 5.39% in 3 years, 5.6% in 5 years and 6.32% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 1.85, VaR of -2.69, Average Drawdown of -1.56, Semi Deviation of 1.57 and Max Drawdown of -2.46. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Invesco India Banking & Psu Debt Fund direct growth option would have grown to ₹10837.0 in 1 year, ₹11835.0 in 3 years and ₹13391.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Invesco India Banking & Psu Debt Fund direct growth option would have grown to ₹11439.0 in 1 year, ₹39133.0 in 3 years and ₹68953.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.85 and based on VaR one can expect to lose more than -2.69% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.93 which shows average performance of fund in the banking and psu debt fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.41
0.42
0.15 | 0.51 13 | 22 Average
3M Return % 1.33
1.41
1.05 | 1.72 18 | 22 Average
6M Return % 3.79
3.68
3.42 | 3.88 5 | 22 Very Good
1Y Return % 8.11
7.69
7.15 | 8.42 2 | 22 Very Good
3Y Return % 5.39
6.05
5.39 | 8.26 18 | 19 Poor
5Y Return % 5.60
6.28
5.60 | 7.22 15 | 15 Poor
7Y Return % 6.41
6.83
5.95 | 7.57 13 | 15 Poor
10Y Return % 6.32
7.11
6.32 | 7.47 12 | 12 Poor
1Y SIP Return % -8.81
-8.96
-9.28 | -8.77 5 | 22 Very Good
3Y SIP Return % 5.12
5.16
4.82 | 5.62 10 | 19 Good
5Y SIP Return % 5.11
5.60
5.11 | 6.64 15 | 15 Poor
7Y SIP Return % 4.83
5.38
4.83 | 5.85 15 | 15 Poor
10Y SIP Return % 5.28
5.82
5.28 | 6.16 13 | 13 Poor
Standard Deviation 1.85
1.29
0.73 | 3.21 17 | 19 Poor
Semi Deviation 1.57
0.94
0.52 | 1.70 18 | 19 Poor
Max Drawdown % -2.46
-0.87
-2.46 | 0.00 19 | 19 Poor
VaR 1 Y % -2.69
-0.45
-2.69 | 0.00 18 | 19 Poor
Average Drawdown % -1.56
-0.58
-1.67 | 0.00 18 | 19 Poor
Sharpe Ratio -0.93
-0.80
-1.12 | 0.38 11 | 19 Average
Sterling Ratio 0.41
0.55
0.41 | 0.77 19 | 19 Poor
Sortino Ratio -0.28
-0.24
-0.36 | 0.36 10 | 19 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.45 0.46 0.18 | 0.55 14 | 21
3M Return % 1.42 1.51 1.13 | 1.81 18 | 21
6M Return % 3.99 3.88 3.62 | 4.06 5 | 21
1Y Return % 8.37 8.09 7.55 | 8.70 2 | 21
3Y Return % 5.78 6.48 5.78 | 8.56 18 | 18
5Y Return % 6.01 6.72 6.01 | 7.44 14 | 14
7Y Return % 6.83 7.25 6.13 | 7.90 13 | 14
10Y Return % 6.81 7.49 6.81 | 7.88 12 | 12
1Y SIP Return % -8.51 -8.63 -8.95 | -8.45 7 | 21
3Y SIP Return % 5.48 5.57 5.27 | 5.92 11 | 18
5Y SIP Return % 5.49 6.00 5.49 | 6.90 14 | 14
7Y SIP Return % 5.23 5.79 5.23 | 6.19 14 | 14
10Y SIP Return % 5.71 6.24 5.71 | 6.58 12 | 12
Standard Deviation 1.85 1.29 0.73 | 3.21 17 | 19
Semi Deviation 1.57 0.94 0.52 | 1.70 18 | 19
Max Drawdown % -2.46 -0.87 -2.46 | 0.00 19 | 19
VaR 1 Y % -2.69 -0.45 -2.69 | 0.00 18 | 19
Average Drawdown % -1.56 -0.58 -1.67 | 0.00 18 | 19
Sharpe Ratio -0.93 -0.80 -1.12 | 0.38 11 | 19
Sterling Ratio 0.41 0.55 0.41 | 0.77 19 | 19
Sortino Ratio -0.28 -0.24 -0.36 | 0.36 10 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.05 ₹ 10,005.00 0.06 ₹ 10,006.00
1M 0.41 ₹ 10,041.00 0.45 ₹ 10,045.00
3M 1.33 ₹ 10,133.00 1.42 ₹ 10,142.00
6M 3.79 ₹ 10,379.00 3.99 ₹ 10,399.00
1Y 8.11 ₹ 10,811.00 8.37 ₹ 10,837.00
3Y 5.39 ₹ 11,707.00 5.78 ₹ 11,835.00
5Y 5.60 ₹ 13,129.00 6.01 ₹ 13,391.00
7Y 6.41 ₹ 15,446.00 6.83 ₹ 15,881.00
10Y 6.32 ₹ 18,462.00 6.81 ₹ 19,328.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.81 ₹ 11,418.70 -8.51 ₹ 11,438.93
3Y ₹ 36000 5.12 ₹ 38,922.88 5.48 ₹ 39,132.54
5Y ₹ 60000 5.11 ₹ 68,287.98 5.49 ₹ 68,952.72
7Y ₹ 84000 4.83 ₹ 99,752.69 5.23 ₹ 101,177.08
10Y ₹ 120000 5.28 ₹ 157,334.40 5.71 ₹ 160,845.72
15Y ₹ 180000 ₹ ₹


Date Invesco India Banking & Psu Debt Fund NAV Regular Growth Invesco India Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 2174.5349 2324.0888
16-01-2025 2174.2468 2323.7566
15-01-2025 2170.8279 2320.0785
14-01-2025 2169.395 2318.523
13-01-2025 2169.4178 2318.5232
10-01-2025 2173.3977 2322.7041
09-01-2025 2173.3514 2322.6305
08-01-2025 2172.8653 2322.0868
07-01-2025 2173.1298 2322.3453
06-01-2025 2171.9467 2321.0568
03-01-2025 2170.3553 2319.2837
02-01-2025 2169.3402 2318.1748
01-01-2025 2168.9543 2317.7383
31-12-2024 2169.0612 2317.8284
30-12-2024 2167.3914 2316.02
27-12-2024 2166.4532 2314.9451
26-12-2024 2165.7215 2314.1391
24-12-2024 2165.5425 2313.8997
23-12-2024 2166.2346 2314.6151
20-12-2024 2164.2107 2312.3804
19-12-2024 2165.0198 2313.2208
18-12-2024 2166.159 2314.4139
17-12-2024 2165.5865 2313.7781

Fund Launch Date: 10/Dec/2012
Fund Category: Banking and PSU Fund
Investment Objective: To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.